Repayment

You must begin repayments two years after your right to a student grant comes to an end. DUO will calculate the relevant monthly installment. These monthly installments should enable you to repay the loan in full within fifteen years. The minimum repayment is €45.41 per month.

If you are unable to pay the monthly installment, then ask DUO to reduce the installment. DUO will then calculate how much you can repay each month based on your income. Or you can ask DUO to temporarily stop collecting your study debt (for a maximum of five years).